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They will take a look at the Social Security disability application you have put together, which includes identifying information for each applicant, and various forms about your medical condition and your work history. Of course, before any amount of back benefits are determined, your disability claim will need to be assessed by a disability examiner. The amount of back pay varies from person to person. However, that 12-month cap means you will only get 12 months of SSDI back pay. So, for example, if your SSDI application took two years to get approved (which can happen), then you might think that you should be awarded 19 months of SSDI back pay (that is, 24 months to the Established Onset Date, minus the 5 month waiting period). However, there is a 12-month cap on SSDI back pay.
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Therefore, the SSA will issue back payments to cover those 5 months. But then, for whatever reason, you had to wait an additional 5 months for your application to get approved by the SSA. The standard 5-month waiting period for SSDI payments begins at the Established Onset Date, or the date of your SSDI application. In this case, you would receive 5 months of SSDI back pay. Even though your benefits are backdated to the date of your application, it takes 5 months for the payments to begin-so that five-month waiting period wipes out your back pay.īut in another example, let’s say that your SSDI benefits take 10 months to get approved.
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In this case, you would not get any SSDI back payments. The formula for SSDI back payments becomes one where those 5 months are subtracted from the back pay amount-because you would have needed to wait 5 months for those payments to begin anyway.įor example, let’s say that your SSDI benefits are approved 5 months after your SSDI application. This is a standard waiting period in the SSDI application process, and its purpose is to make sure that each SSDI recipient is someone with a long term disability that needs assistance. Keep in mind that SSDI Benefit Payments do not begin until five months after your Established Onset Date, which is usually the date of your application.